An exponential amount of American money is tied up in active investments. Whether it be through stocks, real estate or business, money is moving fast, and those who manage it better be moving faster. Maybe you’re one of these people, or maybe you have yet to dip your toes into the chilly water of the investment world. Whichever person you may be, if the thought of an ever fluctuating market makes your head spin, you should give passive investing a try.
What is Passive Investing?
Passive investing is a financial strategy that has very limited buying and selling actions involved. The investor usually invests their money into a broad area of the market, which is managed by a predetermined financial strategy. There is no stock picking or market timing involved. These types of investments are usually longer in term than active ones. Passive investment minimizes investment fees and avoids the woes of incorrectly anticipating future increases and decreases in the market.
Who Might Benefit Most from Passive Investments?
Everyone. There are many different reasons why a person might want to opt into a passive investment instead of, or in addition to, an active investment. Here are some examples:
- You’re new to the world of investments. You’ve just graduated college, or maybe you’re considering having children and have decided to take the leap, in order to secure their futures. Passive investing saves you from miscalculating and losing money early on. Until you have thoroughly familiarized yourself with the stock market, passive investment is your best friend.
- Maybe you already have a lot of active investments to monitor. A nice mixture of active and passive investments can keep you from becoming overwhelmed. You can keep money flowing now, but also have some that will yield in the future.
- You’re looking to the future. Whether you’re thinking about retirement, your future child’s college fund or future financial freedom, passive investing is a smart option. While some passive investments pay out more often, many of them are long-term investments. Passive investment is money for you and your family’s future.
How Sharestates offers the Ultimate Passive Investment
Marketplace lending is a new and growing trend. Sharestates is a guru-site for this type of investment. This option allows people to invest in NYC real-estate without having a ton of money. Individuals can build their real estate portfolio without being a pro in the investment market, knowing that they are investing alongside multi-billion dollar institutions who have thoroughly vetted and approved the project. Sharestates also stringently assesses each project before taking it on and gives them grades accordingly. They assess projects on a 32 point system, minimizing for you.
The Best Way to Invest in Real Estate
With Sharestates, registered users are able to choose which properties they want to invest in, making investments transparent, personal and controlled. Each property also has a grade attached to it, so the quality of each investment is known upfront. A tremendous difference between Sharestates and other passive investment opportunities is the rate of return. Projected net annualized returns hover around 10% for debt projects, with opportunities going about 10%. Rarely are rates like this seen with investments. CDs, an ever-popular passive investment that any person can invest in, only rates around 2%.
With Sharestates, an 8+% higher return on investments is projected, which is better than many traditional investment options. In addition to the great return received, minimum investments start at $1000, making this one of the most flexible opportunities on the market.