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We believe transparency is a part of what makes a great partnership
Browse our frequently asked borrowing questions and how Sharestates can provide you with the right information and tools to start safe and reliable funding. Ready to get funded? Our Private Client Relations team is ready to connect you with the right investors.
A borrower (aka “Sponsor”) can be a real estate developer, a real estate rehabilitator, or any other property owner looking for funding. To get a project financed, the developer must be an entity, not a physical person. Sharestates works exclusively with experienced borrowers, who can provide a strong track record. Sharestates runs each borrower’s background and credit for approval. All new projects provided by a returning developer will still be reviewed individually. No projects will be reviewed if developers FICO is less than 620.
There are two ways to submit a real estate project for consideration. Following application submission, allow one to two business days to receive an approval on your project as well as receive the necessary next steps to secure a closing date. Submit your application by selecting one of the below options:
Once you have an approval on your loan application, you will receive a term sheet from one of our representatives. As each project varies, the steps to closing will then be determined by our senior underwriting and processing teams based on the complexity of your individual deal.
For any questions regarding the lending process, please contact hello@sharestates.com or call (212) 201-0750.
For debt loans Sharestates charges 8-14% interest rate. Additionally Sharestates charges 1%-5% origination fee to each issued loan.
Sharestates finances all asset classes (residential, multi-family, and commercial). We are ready to offer loan programs for hard money, mid term (portfolio and individual), long term, and bridge loans, also senior debt, mezzanine and equity financing.
To learn more about loan programs offered, visit sharestates.com. To speak to a Sharestates representative about a specific loan scenario, contact us at hello@sharestates.com or call (212) 201-0750.
Our loan amounts range from $100,000 to $5,000,000. On certain property types, we can lend up to 85% LTV/LTC and up to 100% of the construction budget. To submit a loan application for approval, please visit Sharestates.com. To speak to a Sharestates representative regarding a real estate loan, please contact hello@sharestates.com or call (212) 201-0750.
The typical maturity period with Sharestates is 12 months. On a case-by-case basis, two 6 month extensions may be granted.
All loans are interest only balloons.
On average, funding can take 15-30 days. Closings can be as fast as 5-7 days, depending on the complexity of the deal. To speak to a Sharestates representative regarding a real estate loan, please contact hello@sharestates.com or call (212) 201-0750.
The Sharestates crowdfunding process is very similar to any other funding option via Sharestates. This is because Sharestates will pre-fund a loan, only opening it to the crowdfunding platform after closing. For all questions regarding funding sources, please contact Sharestates directly.
There are two ways to submit a real estate project for consideration. Following application submission, allow one to two business days to receive an approval on your project as well as receive the necessary next steps to secure a closing date. Submit your application by selecting one of the below options:
Once you have an approval on your loan application, you will receive a term sheet from one of our representatives. As each project varies, the steps to closing will then be determined by our senior underwriting and processing teams based on the complexity of your individual deal.
For any questions regarding the lending process, please contact hello@sharestates.com or call (212) 201-0750.
We are ready to offer the below program types to qualified real estate borrowers:
To learn more about these offerings, visit our how it works/borrowers page. Sharestates also offers extensive broker programs as well as a correspondent lending program, Shareline, for small lenders. To speak to a representative regarding any of the unique Sharestates lending solutions, contact us at hello@sharestates.com or cal (212) 201-0750.
Take a look at what others are asking and how we can provide the information you need to help you get started.
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We do not currently conduct any business in Alaska, Minnesota, Nevada, North Dakota, South Dakota, Oregon, Utah, and Vermont.
Sharestates is intended only for accredited investors (for persons residing in the U.S.), and for persons residing abroad in jurisdictions where securities registration exemptions apply.
The summary information found on www.Sharestates.com is an overview only. The information here does not constitute an offer to sell or a solicitation of an investment in the projects described herein. No sales of the securities will be made or commitment to purchase accepted until delivery of an offering circular that includes complete information about the issuer and the offering. Prospective investors are strongly encouraged to consult with their tax and legal advisers before making any purchases. Further, all investors should carefully review their relevant offering materials before making a purchase. The offering documents may vary in detail and thus should be reviewed separately for each project.
Sharestates does not make investment recommendations, and no communication through this website or in any other medium should be construed as such. Investment opportunities posted on this website are “private placements” of securities that are not publicly traded, are subject to holding period requirements, and are intended for investors who do not need a liquid investment. Private placement investments are NOT bank deposits (and thus NOT insured by the FDIC or by any other federal governmental agency, are NOT guaranteed by Sharestates, and MAY lose value.
These materials include forward-looking statements covered by the Private Securities Litigation Reform Act of 1995. Because such statements deal with future events, they are subject to various risks and uncertainties and actual results could differ materially from each issuers current expectations. Although not an exclusive list, forward-looking statements can be identified by words such as anticipates, projects, expects, plans, intends, believes, estimates, targets, and other similar expressions that indicate trends and future events.
While each issuer’s Manager believes the expectations portrayed by the forward-looking statements are reasonable, guarantees of future results, levels of activity, and performance cannot be made. Furthermore no person or entity assumes responsibility for the accuracy of the statements made herein. No person or entity is under an obligation to update any of the forward-looking statements found on this website to conform them to actual results.
Neither the SEC nor any state securities commission or regulatory authority approved, passed upon, or endorsed the merits of these offerings.
Except as otherwise required by law, and only to that extent, neither we nor any person or entity assumes responsibility for the statements found on this website. Sharestates’ services do not constitute crowd funding” as described in Title III of the Jumpstart Our Business Startups Act JOBS Act.
Average projected gross annual returns represent the average projected gross annual return for each funded offering to date. Past performance is no guarantee of future results and may not reflect potential deductions for fees which may reduce actual realized returns. Any historical returns may not reflect actual future performance and any investor on Sharestates may experience different results from those shown. Projected Terms are based upon the anticipated redemption or maturity date of the corresponding project investment. All securities offered on Sharestates involve risk and may result in loss.
Sharestates Investments, LLC is a wholly-owned subsidiary of Sharestates, Inc. that serves as the originating entity for all loans made or arranged pursuant to a California Finance Lenders Law license.
NMLS# 1538766 | AZ Mortgage License Number: BK – 1009613 | CA Mortgage License Number: 60DBO-63030
