Which states are foreclosure judicial states?

In the event Sharestates must begin foreclosure proceedings, certain states require this process to be done through the court system. Those states include Connecticut, Delaware, Florida, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, New Jersey, New Mexico, New York, North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, Vermont, and Wisconsin.

In non-judicial states, Sharestates will follow the procedures outlined by state law, which usually includes a notice of default and a notice of sale issued to the Sponsor or borrower and filed with the county administrative office where the property is located. Non-judicial states include: Alabama, Alaska, Arizona, Arkansas, California, Colorado, District of Columbia, Georgia, Idaho, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico (sometimes), North Carolina, Oklahoma (unless homeowner requests judicial foreclosure), Oregon, Rhode Island, South Dakota (unless homeowner requests judicial foreclosure), Tennessee, Texas, Utah, Virginia, Washington, West Virginia, and Wyoming.  


← Back to FAQ