What Are The Typical Interest Rates for Fix & Flip Loans?

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We’ve written about rising interest rates in our recent article, The State of Private Lending 2022. You’ve seen the headlines as inflation continues and mortgage rates rise. Even so, there are still plenty of opportunities in the fix-and-flip market.  For example, as home building declines, more builders are eager to work on your projects. Plus, […]

How Does Hard Money Lending Work in Real Estate?

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 If you’re looking for quick financing for your real estate projects, from fix and flip efforts to commercial property development, hard money lending could be the right option. This article addresses how hard money lending can work for your real estate projects. What Is Hard Money Lending? Hard money lending is based on short-term high-interest […]

How to Find Wholesale, REO, and Short Sale Properties

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Wholesaling, including REO and short selling, is buying and selling properties as-is to another buyer. The buyers are typically investors that are fixing and flipping properties. Essentially, you’re finding the property and matching it with the next investor.  That approach makes it challenging to find the right type of property at the right price. Since […]

Fixing and Flipping vs. Renting: The Pros and Cons

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Fixing and either flipping or renting are two distinctly different approaches to making money in real estate. Home flips in 2021 averaged a gross profit of $65,000 for a 31% ROI. Average annual rental revenue varies significantly by location; overall residential rental properties in the U.S. have an average return of slightly over 10%.  This […]

How Table Funding Benefits Small Lenders

In the last year-and-a-half, Sharestates has seized the opportunity to expand our offerings in the private lending space. We’ve already discussed correspondent lending and how we help leverage capital for our clients. Today, we’re going to discuss table funding.

What Is a DSCR Loan?

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With rising interest rates and the potential for reduced buyer demand for homes, a DSCR loan is an attractive option for real estate investors. That’s particularly true for rental properties since the market will only increase as home prices and interest rates rise. We wrote about the impact of rising interest rates on real estate […]

Hard Money Loans: Everything You Need to Know

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What is a hard money loan, and how can it be used for funding real estate development? This article covers everything you need to know, from definitions to uses and rates to fees. Plus, it further covers the pros and cons you should consider for any hard money loans. What Is a Hard Money Loan? […]

What Are the 3 Main Types of Rehab Loans?

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In this article, we discuss the three main types of rehabilitation loans (rehab loans) and how they can be used to finance an investment property. What Is a Rehab or Rehabilitation Loan? A rehabilitation loan or rehab loan is used to renovate or remodel a residence. The rehab loan bundles both the purchase and renovation […]

DSCR and Rising Interest Rates

There is growing concern among real estate professionals and economists that the Federal Reserve will raise interest rates this year as many as seven times. The first of these could come as early as March and could be a whopping one or two half points. St. Louis Federal Reserve President James Bullard is suggesting a […]