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An accredited investor is a person eligible to trade in unregistered...
Read more >After-repair value (ARV) is an estimate of the value of...
Read more >The act of pursuing something other than the collateral for...
Read more >Amortization is the spreading of payments over multiple periods. In the...
Read more >An appraisal is an opinion of the value of a property. Generally, an...
Read more >The As-Is Value of a property is an estimate of...
Read more >Auto-Invest is a tool that allows investors to automatically invest...
Read more >A balloon payment is a lump sum payment made at...
Read more >Sharestates uses a bankruptcy remote structure to safeguard its investor...
Read more >See “Sponsor”.
Read more >A Broker’s Price Opinion is the process a hired sales...
Read more >A bridge loan is a short-term loan intended to close the gap between other transactions. It has a couple...
Read more >BRRR is an acronym for Buy, Rehab, Rent, and Refinance....
Read more >An interest rate cap is a risk management tool for...
Read more >An increase in the price or value of assets.
Read more >A project's capital stack shows the layers of capital invested in...
Read more >The capitalization rate (cap rate) is a metric used to...
Read more >CDOM, cumulative days on market, is the total number of...
Read more >This occurs when a Sponsor becomes severely delinquent on a...
Read more >The completion of a transaction involving the sale or exchange...
Read more >Closing costs are the fees paid when the title of...
Read more >Commercial property is real estate developed or acquired for investment purposes....
Read more >Commercial use is a property zoned for commercial or business-related...
Read more >Common equity is the total value of ownership participation invested in a company....
Read more >A contingency clause is a real estate contract element that...
Read more >A guarantee in which a corporation agrees to be held...
Read more >Correspondent lending is the process through which one financial institution...
Read more >A number assigned to a person that indicates their capacity...
Read more >Cross-collateralization uses an asset for collateral on one loan and...
Read more >Similar to crowd funding, but related to investing. The practice...
Read more >Crowdfunding is the practice of getting a large group of people...
Read more >Money that is owed.
Read more >Debt investment refers to an investor lending money to a...
Read more >When a Sponsor fails to repay the Investors. If a...
Read more >The rate at which Sponsors fail to repay the Investors....
Read more >The historical late payment data of a Sponsor. This is...
Read more >A distressed property is either in financial distress or physical...
Read more >DOM stands for Days on Market. The National Association of...
Read more >A draw schedule outlines the payment plan or schedule for...
Read more >Due diligence is the research an individual or organization takes...
Read more >Earnest money is a deposit made by a potential buyer...
Read more >Equity is the value of a property minus the amount...
Read more >Equity investment is the purchasing of rights to share in...
Read more >Investor money kept in the custody of a third party,...
Read more >An escrow is a financial agreement where a third party...
Read more >FDIC stands for Federal Deposit Insurance Corporation. The FDIC will...
Read more >Fix-and-flip is the strategy of purchasing a property, renovating it,...
Read more >The process of taking possession of a property as a...
Read more >Sharestates offers a "grace period" for all its borrowers, which...
Read more >Click here to see our Grading System used to determine...
Read more >Ground-up development is the construction of a real estate asset...
Read more >A hard money loan is a high-risk, high-yield financing option...
Read more >The investment-to-cost ratio (ITC) is the number of investment dollars...
Read more >Lien position, also called lien priority, is the order of...
Read more >The loan-to-cost ratio (LTC) is the number of debt investment...
Read more >The loan-to-value ratio (LTV) is the percentage of a property’s...
Read more >Marketplace lending uses online platforms to connect borrowers with investors...
Read more >A mezzanine loan is debt financing junior to the mortgages...
Read more >Mixed-use property is a type of commercial property that contains...
Read more >A multi-family property is any residential building in which more...
Read more >The return an investor receives each year after Sharestates and...
Read more >See “Ground Up Development”.
Read more >Not meeting the financial requirements of an Accredited Investor. See...
Read more >To be considered a non-U.S person, or foreign person, one...
Read more >Peer-to-peer lending, or P2P lending, is a marketplace lending model...
Read more >A Personal Guarantee is a guarantee in which an individual...
Read more >Preferred equity is any ownership participation with priority over common...
Read more >The return on investment that is projected by the issuer...
Read more >Real estate crowdfunding is the pooling of multiple investors’ money...
Read more >Real estate syndication is the pooling of private individuals’ capital...
Read more >An exemption from the registration requirements mandated by the Securities...
Read more >A property that has a planned renovation or rehabilitation to...
Read more >A REIT, short for Real Estate Investment Trust, is a...
Read more >Updates provided by the Sponsor and Sharestates on each investment...
Read more >Residential property is any building or unit zoned and purposed...
Read more >Retail property is commercial real estate zoned and used for...
Read more >The probability or likelihood of occurrence of losses relative to...
Read more >A market where investors purchase securities or assets from other...
Read more >Senior debt is borrowed money with precedence over any other...
Read more >A debt financing obligation issued by a bank or similar...
Read more >A residential property that stands alone, not connected to any...
Read more >In the real estate crowdfunding industry, borrowers and developers are...
Read more >SSL (Secure Sockets Layer) is the standard security technology for...
Read more >To be considered a U.S. person one must meet the...
Read more >Underwriting is the act of guaranteeing the financial viability of...
Read more >A property that has gone through or is planned to...
Read more >See "Underwriting".
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