General FAQ

  • General FAQ
  • Investor FAQ
  • Borrower FAQ

Sharestates is an online marketplace lending and investing platform, also known as real estate crowdfunding. We...

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Sharestates was founded in August 2013 by Allen Shayanfekr with brothers Radni Davoodi and Raymond...

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Reg D, Rule 506c allows Sharestates to raise an unlimited amount of money for real estate...

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Sharestates lends across the United States, covering 43 states excluding Alaska, Minnesota, Nevada, North Dakota,...

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It’s easy to get started with Sharestates. Register online at www.sharestates.com. The two-step process takes less...

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Marketplace lending uses online platforms to connect borrowers with investors willing to offer loans. It offers...

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Real estate crowdfunding is the pooling of multiple investors’ money for projects related to the sale or...

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U.S. Investors Currently, real estate investing opportunities at Sharestates are open only to accredited investors...

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If you signed up with Sharestates as a non-accredited investor and have since become accredited,...

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For U.S. investors, investment minimums start at $5,000 per investment. For a non-U.S. investor, our...

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Sharestates puts each real estate investment project through a 34-point underwriting and risk assessment process....

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Investing in Sharestates’ real estate loans is very simple. Go to our Investments page to view our...

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Historically, real estate has outperformed the stock market. That's why it is considered one of...

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Sharestates does not provide investment advice. However, we understand that market forces change over time....

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Yes. In common equity projects, private investors make a profit if the project sells for...

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Sharestates offers two types of investments: Borrower payment dependent notes (Notes) and Limited Liability Company...

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Sharestates cannot guarantee any returns, and past returns are not indicative of future returns. However, Sharestates performs...

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Returns on investment can vary. Every real estate investment carries some risk, and it's possible...

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A preferred return can vary in detail, but the basic idea behind it remains the...

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A grace period is the amount of time after the due date before penalties are...

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A past due loan is one where the borrower (Sponsor) has not made a payment...

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If a sponsor defaults on a loan, then Sharestates may pursue foreclosure. Any money recovered...

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You may view our loan performance on our Statistics page:  https://www.sharestates.com/statistics. A majority of this data...

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If a borrower defaults and Sharestates begins the foreclosure process, the time a foreclosure takes...

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Unfortunately, there is no secondary market for real estate crowdfunding because the notes and units...

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Based on our extensive real estate experience, Sharestates has created a strict 34-point underwriting and risk...

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Sharestates uses the highest website security encryption standards among marketplace lenders. That's why real estate...

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In the unlikely event that Sharestates were to go out of business, investors are protected....

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REITs are blind pools of investment properties with little transparency and generally carry high fees....

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A defaulted loan is one in which the borrower has not made a payment in...

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Sharestates will distribute any collected default interest to investors. Default interest starts accruing when a...

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Yes, Sharestates is open to foreign investors (also known as “non-U.S. persons”). To be eligible...

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No, you do not have to be accredited, but we do require all foreign investors to...

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All foreign investors are able to invest in loans from Sharestates, except for foreign nationals...

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Each investor should consult their own tax advisor. Sharestates does not provide tax or legal...

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A borrower (aka “Sponsor”) can be a real estate developer, a real estate rehabilitator, or...

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There are two ways to submit a real estate project for consideration. Following application submission, allow one...

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For debt loans Sharestates charges 8-14% interest rate. Additionally Sharestates charges 1%-5% origination fee to...

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Sharestates finances all asset classes (residential, multi-family, and commercial). We are ready to offer loan...

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Our loan amounts range from $100,000 to $5,000,000.  On certain property types, we can lend...

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The typical maturity period with Sharestates is 12 months. On a case-by-case basis, two 6 month...

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All loans are interest only balloons.

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On average, funding can take 15-30 days. Closings can be as fast as 5-7 days,...

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The Sharestates crowdfunding process is very similar to any other funding option via Sharestates. This...

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We are ready to offer the below program types to qualified real estate borrowers: Hard...

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