> What is Sharestates’ underwriting process?

What is Sharestates’ underwriting process?

Sharestates puts each real estate investment project through a 34-point underwriting and risk assessment process. The nine underwriting categories we evaluate for each deal are:

LTV Ratio

Lien Position



Development Phase

Sponsor’s Track Record

Sponsor’s Experience

Sponsor’s Credit Score

and Sponsor’s Personal Guarantee.

If the real estate project successfully passes the underwriting process, a rating is determined on the deal’s score. Sharestates then determines the project’s suggested interest rate. View our risk matrix below.