The Rise of Alternative Financing in Real Estate Development and Current Banking Trends
The costly lessons of the Great Recession continue to influence cautious bank lending policies in commercial real estate. Expanded regulation and increasing rates and fees have taken the banking sector’s conservative underwriting of real estate financing to an unprecedented level.
Alternative Financing Answers for Real Estate Developers: Bridge, Hard Money, and Mezzanine Loans
Alternative financing (also known as marketplace lending) is a formative factor in how the US real estate market has evolved since the great financial meltdown of 2008. Real estate construction activity in the country has seen yearly growth since 2009 (US Census Bureau) with alternative financing contributing to the expansion.
The Future of Your Real Estate Development Career: Consistently Raising Capital
Finding capital to fund your real estate projects is one of the greatest challenges in the real estate development business. If you know where to look, you can find capital that is inexpensive, and that comes from a source that supports your business objectives.
Why Hard Money and Bridge Loans Had to Go Online
Hard money loans are alternatives to conventional loans where private funding is secured by the value of the property loaned against. This typically leads to a faster closing for the loan as the lender isn’t as concerned with performing due diligence on the borrower as she is with ensuring the property is a sound risk.