loan to value Archives - Sharestates

8 Crucial Signs That a Real Estate Investment is No Good

When real estate values are climbing and the economy is doing well, everyone wants a good investment. The truth is, not every real estate investment is good. You have to learn to tell the good ones from the bad ones.

How Much Does a Credit Score Impact Loan Price and Approval?

While credit scores are important in determining borrower approval for a real estate loan and the price of the loan, credit scores are not the only criteria lenders consider. The loan application process for purchasing real estate depends on the type of property being purchased and the borrower’s goal.

How Loan-to-Value Affects Real Estate Investment Risk

There are many factors that affect real estate investment risk and loan to value (LTV) is just one of them, but it’s a very important one. If you take out too much loan relative to the risk, not only will you not see as large a return on your investment as you might have, but you may end up losing your entire investment.

Understanding Loan-to-Value is Key to Real Estate Investing

Investors who want to learn how to make money in real estate are well advised to start by learning about LTV, or Loan-to-Value. This is a key concept in private real estate investing. It is one element in the calculation of the amount of financing available on a particular piece of property.

Sharestates’ 34-Point Real Estate Loan Underwriting Process

When it comes to real estate investing, the secret sauce is due diligence. Every investor must ensure the investment is sound. In essence, you have to weigh the risks against potential returns.

Ten Commonly Misunderstood Real Estate Terms

Being immersed into the real estate world is hard enough. Understanding the unique real estate terms/lingo is important when dealing with business transactions because good communication is key.

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Sharestates is intended only for accredited investors (for persons residing in the U.S.), and for persons residing abroad in jurisdictions where securities registration exemptions apply.

The summary information found on www.Sharestates.com is an overview only. The information here does not constitute an offer to sell or a solicitation of an investment in the projects described herein. No sales of the securities will be made or commitment to purchase accepted until delivery of an offering circular that includes complete information about the issuer and the offering. Prospective investors are strongly encouraged to consult with their tax and legal advisers before making any purchases. Further, all investors should carefully review their relevant offering materials before making a purchase. The offering documents may vary in detail and thus should be reviewed separately for each project.

Sharestates does not make investment recommendations, and no communication through this website or in any other medium should be construed as such. Investment opportunities posted on this website are “private placements” of securities that are not publicly traded, are subject to holding period requirements, and are intended for investors who do not need a liquid investment. Private placement investments are NOT bank deposits (and thus NOT insured by the FDIC or by any other federal governmental agency, are NOT guaranteed by Sharestates, and MAY lose value.

These materials include forward-looking statements covered by the Private Securities Litigation Reform Act of 1995. Because such statements deal with future events, they are subject to various risks and uncertainties and actual results could differ materially from each issuers current expectations. Although not an exclusive list, forward-looking statements can be identified by words such as anticipates, projects, expects, plans, intends, believes, estimates, targets, and other similar expressions that indicate trends and future events.

While each issuer’s Manager believes the expectations portrayed by the forward-looking statements are reasonable, guarantees of future results, levels of activity, and performance cannot be made. Furthermore no person or entity assumes responsibility for the accuracy of the statements made herein. No person or entity is under an obligation to update any of the forward-looking statements found on this website to conform them to actual results.

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Except as otherwise required by law, and only to that extent, neither we nor any person or entity assumes responsibility for the statements found on this website. Sharestates’ services do not constitute crowd funding” as described in Title III of the Jumpstart Our Business Startups Act JOBS Act.

Average projected gross annual returns represent the average projected gross annual return for each funded offering to date. Past performance is no guarantee of future results and may not reflect potential deductions for fees which may reduce actual realized returns. Any historical returns may not reflect actual future performance and any investor on Sharestates may experience different results from those shown. Projected Terms are based upon the anticipated redemption or maturity date of the corresponding project investment. All securities offered on Sharestates involve risk and may result in loss.

Sharestates Investments, LLC is a wholly-owned subsidiary of Sharestates, Inc. that serves as the originating entity for all loans made or arranged pursuant to a California Finance Lenders Law license.

NMLS# 1538766 | AZ Mortgage License Number: BK – 1009613 | CA Mortgage License Number: 60DBO-63030