Correspondent lending

Correspondent lending

Correspondent lending is the process through which one financial institution originates, underwrites and funds mortgage loans using its own capital. This,...
Capitalization rate (cap rate)

Capitalization rate (cap rate)

The capitalization rate (cap rate) is a metric used to value commercial real estate investments. The ratio of the annual net operating income to the original cost...
Cooling-off Period

Cooling-off Period

The U.S. Securities and Exchange Commission has recommended a cooling-off period for new potential investors on crowdfunding platforms. This 30-day...
Crowdfunding

Crowdfunding

Crowdfunding is the practice of getting a large group of people to finance a project by using a website or other...
Capital Appreciation

Capital Appreciation

An increase in the price or value of assets.
Capital stack

Capital stack

A project’s capital stack shows the layers of capital invested in it. This includes debt and equity, as well as hybrid instruments that share features...
Charge Off

Charge Off

This occurs when a Sponsor becomes severely delinquent on a debt. The amount of a charge off is the amount...
Closing

Closing

The completion of a transaction involving the sale or exchange or real estate.
Commercial property

Commercial property

Commercial property is real estate developed or acquired for investment purposes. Most people envision space for retail , warehousing, offices, industry, hospitality and...
Common equity

Common equity

Common equity is the total value of ownership participation invested in a company. Shareholding implies ownership. Thus, investors holding common equity can vote for or...