DSCR and Rising Interest Rates

There is growing concern among real estate professionals and economists that the Federal Reserve will raise interest rates this year as many as seven times. The first of these could come as early as March and could be a whopping one or two half points. St. Louis Federal Reserve President James Bullard is suggesting a […]

Guide to Private Real Estate Loans

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Private loans are an excellent source of funding for your real estate projects. They are usually quite a bit more attractive than bank loans. And, in fact, they may be the only type of loan available for some projects.  In this article, we define private lending, identify the types of projects best suited to private […]

Pros and Cons of Private Real Estate Loans

Featured: Residential neighborhood - Pros and Cons of Private Real Estate Loans

If you’re considering entering the “fix-it and flip-it” business, you’ll need financing to buy and repair those properties. One excellent approach is a private real estate loan. In this article, we provide insight into what it is, the pros and cons, as well as when to use private real estate loans. Private Real Estate Loans […]

Bridge Financing and Term Loans Explained

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In this article, we cover bridge financing and term loans. That includes definitions, pros, cons, and when to use each type of loan. Bridge Financing Defined Bridge loans are short-term financing usually ranging from six to 12 months with relatively high-interest rates. They are used to bridge one form of financing to another over the […]

Top 10 Fix and Flip Markets

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The good news is that the U.S. home flipping market continues to recover, and raw profits rose to near-record levels. The downside is that profit margins dipped to their lowest point since early 2009.  In this article, we look at the overall market and identify the top 10 fix and flip markets. We also provide […]

As Interest Rates Compress, House-Flippers Turn to Cash

There’s never been a better time to be a house-flipper than now. The housing supply is low, demand for home buying is high, real estate prices are increasing, and the lending environment is more competitive than ever as lenders scramble to get borrower business. What this means for real estate investors is you can choose […]

Post-COVID Real Estate Investing Shifts to Small Cities

Sharestates presents our new Southcentral Regional Sales Director Joshua Druce. Joshua lives in Lancaster, Pennsylvania, and is building our investor network south of New York, north of Washington D.C., and from the east coast of New Jersey to Pittsburgh. His deep knowledge of real estate trends in the region will benefit investors looking for financing. […]

The Health of the Greater Boston Real Estate Market

For a couple of years, Boston’s real estate market has been red hot and booming. Investors have experienced low inventory with high demand, which means they’ve been able to enjoy comfortable profits amid a very competitive environment. Now that Autumn has begun, the market is beginning to soften, but gently.

Correspondent Lending: A New Opportunity for Direct Lenders

While last year’s coronavirus pandemic disrupted businesses across the nation, including the real estate sector, Sharestates has responded with expansion efforts. Last November we announced the hiring of a chief strategy and growth officer to oversee two new programs. In September, we added a new board member, fintech veteran Rayman Mathoda, and hired a chief financial officer, Tina DelDonna. […]